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Credit and debit card payments on eBay are processed through PayPal, so you can use a card to pay for an item even if the seller only accepts PayPal. There are two ways to pay with a credit or debit card:
If you want to link a credit or debit card to your PayPal account, go to your wallet on paypal.com and link a card.
When you pay using PayPal, you’re covered by the eBay Money Back Guarantee. If you choose to pay by credit/debit card, you aren’t covered by the eBay Money Back Guarantee, but you may be covered by PayPal Buyer Protection or your credit card provider.
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